Independent candidate and entrepreneur David Krikiorian (I) hasn't been seeing as much attention as his party-backed opponents Dr. Victoria Wulsin (D-Indian Hill) and U.S. Rep. Jean Schmidt (R-Loveland) in the race for Ohio's 2nd Congressional district seat. But Krikorian is running to be what he calls a "voice of action."

Krikorian is particularly concerned with the "financial crisis" in Ohio.

"I set out to represent Ohio's second congressional district, because I saw the financial crisis unfolding across our country, and I intend to be a loud voice for effective action," Krikorian said in announcing a letter he sent to both the House Financial Services Committee and the U.S. Senate Committee on Banking, Housing and Urban Affairs.

Krikorian's letter urged the two committees to increase funding for the Federal Deposit Insurance Corporation, in order to protect Americans from what Krikorian calls the widening banking crisis.

"Congress has been slow to act on many of the crises we are facing today, and I don't want to take any chances with the wave of bank failures that we are starting to see all over the country," Krikorian said.

Krikorian said that the necessary steps must be taken immediately to insure that all depositors have access to their money if and when their bank fails.

"The FDIC is set-up to handle the occasional bank failure, but the wave of large bank failures that we are starting to experience will overwhelm the system, and given Congress's penchant for being slow to act , the last thing we need is to see people, who are already struggling with high inflation, lose access to their deposits," Krikorian said. "Therefore, I am asking Congress to immediately fund expansion of the FDIC."

Krikorian wrote to the committees that his concern was that the FDIC's insurance fund was too small to protect depositors.

"The leverage ratio of the FDIC is greater than 60 to 1," Krikorian wrote. "Fannie Mae and Freddie Mac operated using a similarly leveraged balance sheet and, as you know, on July 14, 2008, Fannie Mae and Freddie Mac required a financial rescue orchestrated by the Secretary of the Treasury and the Chairman of the Federal Reserve."